Mortgage lending in Dothan, AL
3,606 mortgages were originated in the Dothan, AL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,606
- Median rate
- 6.750%
- Median lender fees
- $4,941
- Median loan amount
- $155,000
- Median spread over APOR
- 0.403
- Paid discount points
- 31.2%
- Received lender credits
- 24%
- Purchases / refinances
- 51.6% / 29.9%
- Conventional / FHA / VA
- 66.3% / 16.5% / 15.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Dothan, AL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| ALL IN FEDERAL CREDIT UNION | 273 | — | 7.500% |
| Rocket Mortgage, LLC | 203 | $5,582 | 6.625% |
| Mortgage Research Center, LLC | 174 | $2,905 | 6.250% |
| MOVEMENT MORTGAGE, LLC | 123 | $7,133 | 6.750% |
| Regions Bank | 116 | — | 6.188% |
| INTERLINC MORTGAGE SERVICES, LLC | 113 | $3,532 | 6.750% |
| Fairway Independent Mortgage Corporation | 111 | $5,976 | 6.563% |
| Five Star Credit Union | 102 | — | — |
| River Bank & Trust | 99 | — | 6.875% |
| The First National Bank of Hartford | 88 | — | — |