Mortgage lending in Gettysburg, PA
2,615 mortgages were originated in the Gettysburg, PA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,615
- Median rate
- 6.750%
- Median lender fees
- $5,960
- Median loan amount
- $205,000
- Median spread over APOR
- 0.205
- Paid discount points
- 30.2%
- Received lender credits
- 19.8%
- Purchases / refinances
- 46.9% / 27.6%
- Conventional / FHA / VA
- 80.2% / 10.9% / 8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Gettysburg, PA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| MEMBERS 1ST | 298 | — | 6.875% |
| ACNB Bank | 275 | $4,567 | 7.168% |
| Rocket Mortgage, LLC | 153 | $5,417 | 6.625% |
| PNC Bank, National Association | 145 | — | 7.240% |
| Manufacturers and Traders Trust Company | 83 | — | 5.990% |
| CROSSCOUNTRY MORTGAGE, INC. | 81 | $6,112 | 6.575% |
| CMG MORTGAGE, INC. | 76 | $6,380 | 6.625% |
| BELCO COMMUNITY CREDIT UNION | 65 | — | 7.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 58 | $9,874 | 5.999% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 58 | — | 6.813% |