Mortgage lending in Morristown, TN
3,195 mortgages were originated in the Morristown, TN area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,195
- Median rate
- 6.500%
- Median lender fees
- $6,725
- Median loan amount
- $215,000
- Median spread over APOR
- 0.300
- Paid discount points
- 45.6%
- Received lender credits
- 21.2%
- Purchases / refinances
- 48.1% / 34.8%
- Conventional / FHA / VA
- 64.4% / 22.3% / 11.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.4% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Morristown, TN area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | 366 | $5,136 | 5.990% |
| Rocket Mortgage, LLC | 239 | $5,788 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 172 | $9,430 | 6.099% |
| CMG MORTGAGE, INC. | 116 | $9,319 | 6.250% |
| DHI MORTGAGE COMPANY, LTD. | 114 | $5,611 | 6.125% |
| MORTGAGE INVESTORS GROUP, INC. | 111 | $6,813 | 6.625% |
| UNION HOME MORTGAGE CORP. | 95 | $8,336 | 6.375% |
| CONSUMER Credit Union | 72 | $2,795 | 5.625% |
| FirstBank | 72 | — | 6.750% |
| ORNL | 64 | — | 7.125% |