Mortgage lending in Faulkner County
3,325 mortgages were originated in Faulkner County, Arkansas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,325
- Median rate
- 6.625%
- Median lender fees
- $4,931
- Median loan amount
- $195,000
- Median spread over APOR
- 0.267
- Paid discount points
- 36.6%
- Received lender credits
- 21.7%
- Purchases / refinances
- 56.5% / 25.6%
- Conventional / FHA / VA
- 70.2% / 16.6% / 10.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Faulkner County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| First Security Bank | 341 | $4,212 | 7.500% |
| ARKANSAS Federal Credit Union | 258 | $1,616 | 7.500% |
| Eagle Bank and Trust Company | 191 | $5,098 | 6.250% |
| Rocket Mortgage, LLC | 183 | $5,050 | 6.625% |
| Centennial Bank | 180 | $5,978 | 6.625% |
| FIRSTTRUST HOME LOANS, INC. | 175 | $6,082 | 6.375% |
| Arvest Bank | 164 | $3,865 | 6.875% |
| First Community Bank | 124 | $7,007 | 6.495% |
| FLAT BRANCH MORTGAGE, INC. | 76 | $5,815 | 6.500% |
| Simmons Bank | 74 | — | 6.375% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Faulkner County — not a rule of thumb.
From 2,373 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers