Mortgage lending in Pulaski County
8,510 mortgages were originated in Pulaski County, Arkansas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,510
- Median rate
- 6.625%
- Median lender fees
- $4,486
- Median loan amount
- $175,000
- Median spread over APOR
- 0.275
- Paid discount points
- 32.5%
- Received lender credits
- 22%
- Purchases / refinances
- 58.2% / 25.1%
- Conventional / FHA / VA
- 71.8% / 15.4% / 12.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Pulaski County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Arvest Bank | 661 | $4,238 | 6.875% |
| ARKANSAS Federal Credit Union | 649 | $2,223 | 7.500% |
| Rocket Mortgage, LLC | 423 | $5,028 | 6.625% |
| Bank OZK | 307 | $3,968 | 6.500% |
| FIRSTTRUST HOME LOANS, INC. | 242 | $5,816 | 6.500% |
| Regions Bank | 237 | $3,387 | 6.000% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 236 | $6,448 | 6.069% |
| First Horizon Bank | 215 | $3,979 | 6.500% |
| Eagle Bank and Trust Company | 211 | $4,070 | 6.500% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 184 | $3,942 | 6.500% |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Pulaski County — not a rule of thumb.
From 5,776 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers