Mortgage lending in Tazewell County
2,889 mortgages were originated in Tazewell County, Illinois, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,889
- Median rate
- 6.750%
- Median lender fees
- $2,885
- Median loan amount
- $125,000
- Median spread over APOR
- 0.320
- Paid discount points
- 21.1%
- Received lender credits
- 26.9%
- Purchases / refinances
- 53.9% / 24.9%
- Conventional / FHA / VA
- 81% / 11.4% / 7.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Tazewell County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CITIZENS EQUITY FIRST | 661 | $1,888 | 7.250% |
| Morton Community Bank | 328 | $2,265 | 7.000% |
| FLAT BRANCH MORTGAGE, INC. | 233 | $3,056 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 162 | $4,056 | 6.599% |
| MLD MORTGAGE INC. | 122 | $3,251 | 6.500% |
| Rocket Mortgage, LLC | 120 | $4,853 | 6.750% |
| U.S. Bank National Association | 99 | $2,746 | 6.750% |
| PNC Bank, National Association | 76 | — | 8.340% |
| Goodfield State Bank | 62 | — | — |
| Mortgage Research Center, LLC | 57 | $2,936 | 6.250% |
What lenders charged here
Lender fees on a $125,000 loan, based on what was actually charged in Tazewell County — not a rule of thumb.
From 1,825 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers