Mortgage lending in Douglas County
2,242 mortgages were originated in Douglas County, Kansas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,242
- Median rate
- 6.750%
- Median lender fees
- $2,965
- Median loan amount
- $225,000
- Median spread over APOR
- 0.273
- Paid discount points
- 25.9%
- Received lender credits
- 16.6%
- Purchases / refinances
- 54.6% / 28.8%
- Conventional / FHA / VA
- 85.5% / 7.4% / 7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Douglas County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Mid-America Bank | 219 | $2,209 | 7.000% |
| Rocket Mortgage, LLC | 209 | $5,023 | 6.490% |
| Fairway Independent Mortgage Corporation | 123 | $2,713 | 6.875% |
| Truity Federal Credit Union | 94 | $2,284 | 6.500% |
| Capitol Federal Savings Bank | 82 | — | 6.938% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 61 | $7,140 | 6.125% |
| Bell Bank | 60 | $3,469 | 6.625% |
| Envista Credit Union | 57 | — | 7.150% |
| Great American Bank | 54 | — | — |
What lenders charged here
Lender fees on a $225,000 loan, based on what was actually charged in Douglas County — not a rule of thumb.
From 1,576 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers