Mortgage lending in Lafourche Parish
1,292 mortgages were originated in Lafourche Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,292
- Median rate
- 6.500%
- Median lender fees
- $6,389
- Median loan amount
- $175,000
- Median spread over APOR
- 0.346
- Paid discount points
- 44.2%
- Received lender credits
- 18.9%
- Purchases / refinances
- 59.3% / 29.3%
- Conventional / FHA / VA
- 63.2% / 22.8% / 7.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.8% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Lafourche Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 229 | $8,212 | 6.240% |
| EUSTIS MORTGAGE CORPORATION | 85 | $8,089 | 6.124% |
| First American Bank and Trust | 82 | — | — |
| HANCOCK WHITNEY BANK | 68 | — | 6.125% |
| GMFS LLC | 57 | $4,574 | 6.500% |
| Rocket Mortgage, LLC | 55 | $5,273 | 6.750% |
| DSLD MORTGAGE, LLC | 51 | $4,955 | 5.990% |
| Assurance Financial Group, L.L.C. | 51 | $6,920 | 6.500% |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Lafourche Parish — not a rule of thumb.
From 902 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers