Mortgage lending in Ouachita Parish
2,570 mortgages were originated in Ouachita Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,570
- Median rate
- 6.625%
- Median lender fees
- $5,531
- Median loan amount
- $175,000
- Median spread over APOR
- 0.428
- Paid discount points
- 29.4%
- Received lender credits
- 16.8%
- Purchases / refinances
- 58.4% / 31.3%
- Conventional / FHA / VA
- 69.4% / 19.6% / 8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 56.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Ouachita Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Eagle Bank and Trust Company | 276 | $6,117 | 6.500% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | 214 | — | — |
| Assurance Financial Group, L.L.C. | 170 | $7,383 | 6.625% |
| Origin Bank | 149 | $4,698 | 7.490% |
| MOVEMENT MORTGAGE, LLC | 111 | $6,926 | 6.562% |
| Rocket Mortgage, LLC | 102 | $5,726 | 6.875% |
| HOMELAND BANCSHARES, INC. | 98 | — | — |
| Cadence Bank | 82 | — | 7.500% |
| NEWREZ LLC | 75 | $4,802 | 6.375% |
| Citizens Progressive Bank | 72 | — | — |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Ouachita Parish — not a rule of thumb.
From 1,450 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers