Mortgage lending in Camden County
2,030 mortgages were originated in Camden County, Missouri, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,030
- Median rate
- 6.750%
- Median lender fees
- $3,835
- Median loan amount
- $245,000
- Median spread over APOR
- 0.336
- Paid discount points
- 26.7%
- Received lender credits
- 19.9%
- Purchases / refinances
- 55.6% / 29.3%
- Conventional / FHA / VA
- 85.7% / 6.6% / 7.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Camden County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Central Trust Bank | 278 | $3,391 | 6.675% |
| FLAT BRANCH MORTGAGE, INC. | 182 | $3,914 | 6.750% |
| NATIONS DIRECT MORTGAGE, LLC | 83 | $3,802 | 6.875% |
| GUILD MORTGAGE COMPANY | 80 | $4,045 | 6.875% |
| Rocket Mortgage, LLC | 74 | $5,967 | 6.500% |
| INFUZE Credit Union | 63 | — | 6.490% |
| Oakstar Bank | 50 | — | 7.500% |
What lenders charged here
Lender fees on a $245,000 loan, based on what was actually charged in Camden County — not a rule of thumb.
From 1,370 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers