Mortgage lending in Pettis County
967 mortgages were originated in Pettis County, Missouri, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 967
- Median rate
- 6.625%
- Median lender fees
- $4,034
- Median loan amount
- $155,000
- Median spread over APOR
- 0.397
- Paid discount points
- 29.7%
- Received lender credits
- 23.1%
- Purchases / refinances
- 53.8% / 32.2%
- Conventional / FHA / VA
- 62.2% / 16.1% / 16.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Pettis County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Central Trust Bank | 130 | $2,451 | 6.933% |
| Gateway First Bank | 98 | $3,973 | 6.625% |
| CROSSCOUNTRY MORTGAGE, INC. | 68 | $5,776 | 6.750% |
| Rocket Mortgage, LLC | 57 | $5,949 | 6.250% |
| FLAT BRANCH MORTGAGE, INC. | 50 | — | 6.563% |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in Pettis County — not a rule of thumb.
From 650 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers