Mortgage lending in Douglas County
14,294 mortgages were originated in Douglas County, Nebraska, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 14,294
- Median rate
- 6.625%
- Median lender fees
- $3,418
- Median loan amount
- $205,000
- Median spread over APOR
- 0.188
- Paid discount points
- 24.3%
- Received lender credits
- 20.4%
- Purchases / refinances
- 55.9% / 26.2%
- Conventional / FHA / VA
- 82.9% / 9.7% / 7.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Douglas County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| VERIDIAN CREDIT UNION | 895 | $1,933 | 6.490% |
| First National Bank of Omaha | 839 | $2,780 | 7.375% |
| CENTRIS | 771 | $2,421 | 6.250% |
| Rocket Mortgage, LLC | 677 | $4,690 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 536 | $4,816 | 6.499% |
| CHARTER WEST BANK | 532 | $3,611 | 6.625% |
| METRO CU | 459 | $2,670 | 5.750% |
| U.S. Bank National Association | 385 | $2,742 | 7.200% |
| Access Bank | 338 | $3,281 | 6.490% |
| Pinnacle Bank | 330 | $3,074 | 6.750% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Douglas County — not a rule of thumb.
From 9,291 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers