Mortgage lending in Hall County
1,224 mortgages were originated in Hall County, Nebraska, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,224
- Median rate
- 6.750%
- Median lender fees
- $3,825
- Median loan amount
- $165,000
- Median spread over APOR
- 0.371
- Paid discount points
- 22.8%
- Received lender credits
- 14.1%
- Purchases / refinances
- 53.9% / 30.1%
- Conventional / FHA / VA
- 77.8% / 16.7% / 5.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 56.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Hall County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Exchange Bank | 114 | — | 7.500% |
| Fairway Independent Mortgage Corporation | 97 | $6,787 | 6.125% |
| Pinnacle Bank | 96 | $2,852 | 6.950% |
| Home Federal Savings and Loan Association of Grand Island | 81 | $1,643 | 7.000% |
| Five Points Bank | 78 | — | — |
| CHARTER WEST BANK | 62 | $5,435 | 6.375% |
| Equitable Bank | 56 | — | — |
| Rocket Mortgage, LLC | 56 | $5,694 | 6.688% |
| MORIA DEVELOPMENT, INC. | 54 | $8,814 | 6.750% |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Hall County — not a rule of thumb.
From 690 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers