Mortgage lending in Curry County
816 mortgages were originated in Curry County, New Mexico, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 816
- Median rate
- 6.495%
- Median lender fees
- $4,922
- Median loan amount
- $185,000
- Median spread over APOR
- 0.176
- Paid discount points
- 50.7%
- Received lender credits
- 23.7%
- Purchases / refinances
- 70.1% / 23.9%
- Conventional / FHA / VA
- 45.1% / 15.2% / 39.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 81.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Curry County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Bell Bank | 164 | $4,030 | 6.375% |
| Mortgage Research Center, LLC | 78 | $4,737 | 6.125% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 77 | $4,115 | 6.563% |
| Rocket Mortgage, LLC | 66 | $5,374 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 59 | — | 6.635% |
What lenders charged here
Lender fees on a $185,000 loan, based on what was actually charged in Curry County — not a rule of thumb.
From 666 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers