Mortgage lending in Canadian County
5,232 mortgages were originated in Canadian County, Oklahoma, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,232
- Median rate
- 6.500%
- Median lender fees
- $5,778
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $225,000
- Above the going rate (spread over APOR)
- 0.205
- Paid discount points
- 39.3%
- Received lender credits
- 29.9%
- Purchases / refinances
- 65.6% / 24.2%
- Conventional / FHA / VA
- 60.7% / 22.4% / 16.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $253,000
- That home, 20% down
- $202,400
A median-priced home with 20% down leaves $630,350 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Canadian County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 275 | $5,454 | 6.625% |
| Great Plains National Bank | 236 | $7,624 | 6.500% |
| Stride Bank, National Association | 211 | $5,434 | 5.500% |
| First United Bank and Trust Company | 206 | $6,858 | 6.750% |
| DHI Mortgage Company, Ltd. | 193 | $6,686 | 4.990% |
| BancFirst | 191 | $3,384 | 7.500% |
| United Shore Financial Services, LLC | 191 | $6,240 | 6.124% |
| Lennar Mortgage, LLC | 165 | $8,237 | 4.990% |
| WEOKIE Federal Credit Union | 140 | $633 | 6.250% |
| Associated Mortgage Corporation | 136 | $5,559 | 6.625% |
What lenders charged here
Lender fees on a $225,000 loan, based on what was actually charged in Canadian County — not a rule of thumb.
From 4,080 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers