Mortgage lending in Beaver County
3,885 mortgages were originated in Beaver County, Pennsylvania, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,885
- Median rate
- 6.750%
- Median lender fees
- $5,092
- Median loan amount
- $135,000
- Median spread over APOR
- 0.330
- Paid discount points
- 29.2%
- Received lender credits
- 22.2%
- Purchases / refinances
- 44.7% / 28.1%
- Conventional / FHA / VA
- 81.4% / 10.9% / 6.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Beaver County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 315 | $5,703 | 6.500% |
| The Huntington National Bank | 299 | $4,301 | 7.840% |
| PNC Bank, National Association | 269 | $4,556 | 6.750% |
| Citizens Bank, National Association | 246 | — | 7.650% |
| Clearview Federal Credit Union | 240 | $219 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 182 | $6,859 | 6.446% |
| First National Bank of Pennsylvania | 156 | — | 6.740% |
| MOVEMENT MORTGAGE, LLC | 139 | $6,083 | 6.625% |
| WesBanco Bank, Inc. | 112 | — | 3.990% |
| Dollar Bank, Federal Savings Bank | 81 | — | 6.625% |
What lenders charged here
Lender fees on a $135,000 loan, based on what was actually charged in Beaver County — not a rule of thumb.
From 2,469 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers