Mortgage lending in Schuylkill County
2,624 mortgages were originated in Schuylkill County, Pennsylvania, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,624
- Median rate
- 6.740%
- Median lender fees
- $5,616
- Median loan amount
- $135,000
- Median spread over APOR
- 0.481
- Paid discount points
- 34.2%
- Received lender credits
- 17.6%
- Purchases / refinances
- 49.7% / 27.4%
- Conventional / FHA / VA
- 72.5% / 19.4% / 6.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Schuylkill County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 236 | $6,303 | 6.750% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 177 | $10 | 6.765% |
| Mortgage America, Inc. | 146 | $5,836 | 6.625% |
| Manufacturers and Traders Trust Company | 132 | — | 5.990% |
| CROSSCOUNTRY MORTGAGE, INC. | 128 | $7,402 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 85 | $7,722 | 6.624% |
| Mid Penn Bank | 69 | — | 7.000% |
| Mortgage Research Center, LLC | 52 | $4,134 | 6.563% |
| MEMBERS 1ST | 51 | — | — |
What lenders charged here
Lender fees on a $135,000 loan, based on what was actually charged in Schuylkill County — not a rule of thumb.
From 1,775 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers