Mortgage lending in Washington County
4,857 mortgages were originated in Washington County, Pennsylvania, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,857
- Median rate
- 6.625%
- Median lender fees
- $5,701
- Median loan amount
- $155,000
- Median spread over APOR
- 0.264
- Paid discount points
- 27.9%
- Received lender credits
- 18%
- Purchases / refinances
- 45.3% / 27.6%
- Conventional / FHA / VA
- 84.8% / 9.8% / 4.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 58.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Washington County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| PNC Bank, National Association | 593 | $4,546 | 7.790% |
| Citizens Bank, National Association | 278 | — | 7.650% |
| Rocket Mortgage, LLC | 274 | $5,733 | 6.500% |
| Dollar Bank, Federal Savings Bank | 207 | — | 6.640% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 180 | $6,651 | 6.249% |
| Slovenian Savings and Loan Association of Canonsburg | 180 | — | — |
| NVR Mortgage Finance, Inc. | 148 | $6,039 | 6.500% |
| First National Bank of Pennsylvania | 131 | — | 6.490% |
| Clearview Federal Credit Union | 130 | $222 | 6.990% |
| MOVEMENT MORTGAGE, LLC | 110 | $6,316 | 6.625% |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in Washington County — not a rule of thumb.
From 2,849 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers