Mortgage lending in Parker County
4,902 mortgages were originated in Parker County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,902
- Median rate
- 6.575%
- Median lender fees
- $7,835
- Median loan amount
- $345,000
- Median spread over APOR
- 0.225
- Paid discount points
- 49.5%
- Received lender credits
- 30.2%
- Purchases / refinances
- 63.8% / 24.3%
- Conventional / FHA / VA
- 69.6% / 14.5% / 15.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 84% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $563,500
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Parker County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 372 | $7,410 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 280 | $8,666 | 6.125% |
| SFMC, LP | 182 | $11,977 | 6.125% |
| First Financial Bank | 179 | $4,988 | 6.875% |
| GUILD MORTGAGE COMPANY | 170 | $8,996 | 6.625% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 150 | $7,868 | 6.250% |
| First United Bank and Trust Company | 121 | $7,686 | 6.625% |
| EECU | 112 | $695 | 7.250% |
| Frost Bank | 94 | $95 | 7.525% |
| FREEDOM MORTGAGE CORPORATION | 83 | $7,253 | 6.125% |
What lenders charged here
Lender fees on a $345,000 loan, based on what was actually charged in Parker County — not a rule of thumb.
From 4,119 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers