Mortgage lending in Dodge County
2,492 mortgages were originated in Dodge County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,492
- Median rate
- 6.750%
- Median lender fees
- $2,984
- Median loan amount
- $165,000
- Median spread over APOR
- 0.158
- Paid discount points
- 21.4%
- Received lender credits
- 19.6%
- Purchases / refinances
- 39.9% / 35.5%
- Conventional / FHA / VA
- 86.9% / 7.7% / 5.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 58.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Dodge County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Summit Credit Union | 409 | $2,470 | 7.000% |
| Landmark Credit Union | 295 | $2,130 | 6.500% |
| Horicon Bank | 144 | $1,441 | 6.950% |
| Rocket Mortgage, LLC | 99 | $6,493 | 6.625% |
| National Exchange Bank and Trust | 97 | — | 7.500% |
| University of Wisconsin Credit Union | 79 | — | 6.625% |
| Empeople Credit Union | 66 | — | 6.245% |
| MOVEMENT MORTGAGE, LLC | 64 | $5,811 | 6.875% |
| Fairway Independent Mortgage Corporation | 64 | $4,936 | 6.688% |
| Associated Bank, National Association | 62 | — | 6.875% |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Dodge County — not a rule of thumb.
From 1,455 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers