Mortgage lending in Bryan County
1,784 mortgages were originated in Bryan County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,784
- Median rate
- 6.490%
- Median lender fees
- $5,907
- Median loan amount
- $315,000
- Median spread over APOR
- 0.076
- Paid discount points
- 48.5%
- Received lender credits
- 30.3%
- Purchases / refinances
- 56.7% / 28.6%
- Conventional / FHA / VA
- 56.1% / 10.5% / 33.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.8% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Bryan County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| PULTE MORTGAGE LLC | 182 | $1,986 | 5.625% |
| Rocket Mortgage, LLC | 171 | $4,621 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 138 | $7,181 | 6.125% |
| Navy Federal Credit Union | 88 | — | 8.200% |
| Broker Solutions, Inc. | 88 | $5,940 | 6.750% |
| Mortgage Research Center, LLC | 81 | $7,873 | 6.250% |
| PENNYMAC LOAN SERVICES, LLC | 75 | $5,198 | 6.624% |
| Ameris Bank | 59 | — | 6.795% |
What lenders charged here
Lender fees on a $315,000 loan, based on what was actually charged in Bryan County — not a rule of thumb.
From 1,495 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers