Mortgage lending in LaSalle County
1,951 mortgages were originated in LaSalle County, Illinois, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,951
- Median rate
- 6.750%
- Median lender fees
- $3,990
- Median loan amount
- $135,000
- Median spread over APOR
- 0.400
- Paid discount points
- 26.6%
- Received lender credits
- 17.3%
- Purchases / refinances
- 60.2% / 25.5%
- Conventional / FHA / VA
- 80.8% / 12.9% / 5.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in LaSalle County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| FINANCIAL PLUS CREDIT UNION | 141 | $1,330 | 5.750% |
| Loandepot.Com, LLC | 126 | $5,915 | 6.750% |
| Rocket Mortgage, LLC | 121 | $5,386 | 6.750% |
| Eureka Savings Bank | 97 | — | — |
| First State Bank | 94 | $2,008 | 6.875% |
| GUILD MORTGAGE COMPANY | 88 | $5,186 | 6.625% |
| STREATOR ONIZED CREDIT UNION | 73 | — | — |
| First Federal Savings Bank | 65 | — | — |
| GUARANTEED RATE, INC. | 65 | — | 6.625% |
| OSB Community Bank | 56 | — | — |
What lenders charged here
Lender fees on a $135,000 loan, based on what was actually charged in LaSalle County — not a rule of thumb.
From 1,297 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers