Mortgage lending in Caddo Parish
3,415 mortgages were originated in Caddo Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,415
- Median rate
- 6.625%
- Median lender fees
- $5,187
- Median loan amount
- $165,000
- Median spread over APOR
- 0.385
- Paid discount points
- 31.3%
- Received lender credits
- 21%
- Purchases / refinances
- 59.8% / 29.5%
- Conventional / FHA / VA
- 62.3% / 22.7% / 13.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Caddo Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| PLANET HOME LENDING, LLC | 188 | $6,101 | 6.625% |
| BARKSDALE | 165 | $2,903 | 6.500% |
| Citizens Bank & Trust Company of Vivian, Louisiana | 160 | — | — |
| Cadence Bank | 154 | $4,989 | 7.125% |
| Rocket Mortgage, LLC | 153 | $5,803 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 125 | $6,731 | 6.125% |
| MOVEMENT MORTGAGE, LLC | 123 | $7,228 | 6.625% |
| Regions Bank | 121 | $3,760 | 6.125% |
| Assurance Financial Group, L.L.C. | 107 | $5,312 | 6.500% |
| Home Federal Bank | 100 | $3,228 | 6.750% |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Caddo Parish — not a rule of thumb.
From 2,297 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers