Mortgage lending in Lafayette Parish
4,836 mortgages were originated in Lafayette Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,836
- Median rate
- 6.500%
- Median lender fees
- $5,602
- Median loan amount
- $205,000
- Median spread over APOR
- 0.248
- Paid discount points
- 37.3%
- Received lender credits
- 22.7%
- Purchases / refinances
- 68% / 23%
- Conventional / FHA / VA
- 65.9% / 20.6% / 9.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Lafayette Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 506 | $7,930 | 6.372% |
| DSLD MORTGAGE, LLC | 369 | $3,352 | 6.125% |
| Rocket Mortgage, LLC | 261 | $5,421 | 6.750% |
| First Horizon Bank | 169 | $4,406 | 7.250% |
| HANCOCK WHITNEY BANK | 168 | $4,837 | 6.125% |
| DHI MORTGAGE COMPANY, LTD. | 161 | $6,998 | 4.875% |
| Assurance Financial Group, L.L.C. | 139 | $5,267 | 6.750% |
| PENNYMAC LOAN SERVICES, LLC | 125 | $7,038 | 6.250% |
| GMFS LLC | 101 | $5,289 | 6.500% |
| STANDARD MORTGAGE CORPORATION | 88 | $5,166 | 6.383% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Lafayette Parish — not a rule of thumb.
From 3,638 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers