Mortgage lending in Livingston Parish
3,108 mortgages were originated in Livingston Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,108
- Median rate
- 6.500%
- Median lender fees
- $6,471
- Median loan amount
- $215,000
- Median spread over APOR
- 0.376
- Paid discount points
- 41.4%
- Received lender credits
- 22.1%
- Purchases / refinances
- 65.2% / 22.7%
- Conventional / FHA / VA
- 53.5% / 30.5% / 8.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Livingston Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 195 | $8,226 | 6.349% |
| DSLD MORTGAGE, LLC | 190 | $4,410 | 6.125% |
| GMFS LLC | 173 | $4,456 | 6.500% |
| Rocket Mortgage, LLC | 142 | $5,238 | 6.625% |
| DHI MORTGAGE COMPANY, LTD. | 131 | $6,890 | 4.990% |
| MOVEMENT MORTGAGE, LLC | 131 | $7,458 | 6.390% |
| HANCOCK WHITNEY BANK | 131 | $6,094 | 5.750% |
| EFCU FINANCIAL | 125 | — | — |
| Synergy One Lending, Inc. | 110 | $7,796 | 6.625% |
| FREEDOM MORTGAGE CORPORATION | 80 | $7,851 | 6.250% |
What lenders charged here
Lender fees on a $215,000 loan, based on what was actually charged in Livingston Parish — not a rule of thumb.
From 2,377 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers