Mortgage lending in York County
6,767 mortgages were originated in York County, Maine, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,767
- Median rate
- 6.875%
- Median lender fees
- $4,378
- Median loan amount
- $285,000
- Median spread over APOR
- 0.330
- Paid discount points
- 22.3%
- Received lender credits
- 19.7%
- Purchases / refinances
- 43.6% / 31.6%
- Conventional / FHA / VA
- 87.1% / 7.1% / 5.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $615,250
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in York County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CMG MORTGAGE, INC. | 568 | $4,374 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 452 | $6,816 | 6.500% |
| Bangor Savings Bank | 357 | $3,825 | 6.990% |
| Rocket Mortgage, LLC | 299 | $5,080 | 6.875% |
| The Camden National Bank | 273 | $4,343 | 6.750% |
| Kennebunk Savings Bank | 255 | — | — |
| LIGHTHOUSE FEDERAL CREDIT UNION | 246 | — | 7.500% |
| ATLANTIC REGIONAL FEDERAL CREDIT UNION | 219 | $637 | 7.990% |
| SIS BANCORP, MHC | 193 | $3,920 | 7.500% |
| TOWN & COUNTRY FEDERAL CREDIT UNION | 187 | $300 | 7.240% |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in York County — not a rule of thumb.
From 4,361 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers