Mortgage lending in Van Buren County
2,006 mortgages were originated in Van Buren County, Michigan, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,006
- Median rate
- 6.875%
- Median lender fees
- $3,946
- Median loan amount
- $165,000
- Median spread over APOR
- 0.403
- Paid discount points
- 28.3%
- Received lender credits
- 18.1%
- Purchases / refinances
- 42% / 33.2%
- Conventional / FHA / VA
- 86.1% / 8% / 5.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Van Buren County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CONSUMERS CREDIT UNION | 239 | $3,266 | 6.000% |
| Honor Credit Union | 196 | $2,554 | 7.250% |
| LAKE MICHIGAN CREDIT UNION | 112 | $3,512 | 6.813% |
| ARBOR FINANCIAL CREDIT UNION | 108 | $3,371 | 7.375% |
| Rocket Mortgage, LLC | 101 | $5,819 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 83 | $5,051 | 6.499% |
| Fifth Third Bank, National Association | 78 | — | 7.445% |
| Sturgis Bank & Trust Company | 72 | — | 7.000% |
| The Huntington National Bank | 68 | — | 7.490% |
| ADVIA Federal Credit Union | 68 | — | 7.000% |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Van Buren County — not a rule of thumb.
From 1,310 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers