Mortgage lending in Jasper County
2,979 mortgages were originated in Jasper County, Missouri, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,979
- Median rate
- 6.750%
- Median lender fees
- $4,207
- Median loan amount
- $155,000
- Median spread over APOR
- 0.526
- Paid discount points
- 33.3%
- Received lender credits
- 18%
- Purchases / refinances
- 60.1% / 24%
- Conventional / FHA / VA
- 69.2% / 20.8% / 8.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Jasper County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | 768 | $4,939 | 6.625% |
| Southwest Missouri Bank | 412 | $1,967 | 7.750% |
| Arvest Bank | 302 | $3,737 | 7.000% |
| Rocket Mortgage, LLC | 128 | $5,160 | 6.500% |
| Pinnacle Bank | 101 | — | 7.000% |
| U.S. Bank National Association | 85 | $2,527 | 7.250% |
| People's Bank of Seneca | 76 | — | — |
| Old Missouri Bank | 72 | — | — |
| Mortgage Research Center, LLC | 61 | $2,572 | 6.313% |
| Broker Solutions, Inc. | 58 | $6,214 | — |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in Jasper County — not a rule of thumb.
From 2,000 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers