Mortgage lending in Forsyth County
9,620 mortgages were originated in Forsyth County, North Carolina, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,620
- Median rate
- 6.500%
- Median lender fees
- $5,036
- Median loan amount
- $205,000
- Median spread over APOR
- 0.137
- Paid discount points
- 35.8%
- Received lender credits
- 18.6%
- Purchases / refinances
- 53.3% / 27.9%
- Conventional / FHA / VA
- 78.8% / 13.4% / 7.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Forsyth County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| STATE EMPLOYEES' | 844 | $4,318 | 6.250% |
| Rocket Mortgage, LLC | 643 | $5,588 | 6.625% |
| ALLEGACY FEDERAL CREDIT UNION | 617 | $4,423 | 5.750% |
| Truliant Federal Credit Union | 475 | — | 7.250% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 397 | $7,076 | 6.625% |
| Truist Bank | 307 | $4,020 | 6.625% |
| First National Bank of Pennsylvania | 305 | $3,832 | 6.250% |
| Fairway Independent Mortgage Corporation | 291 | $6,069 | 6.750% |
| MOVEMENT MORTGAGE, LLC | 289 | $6,806 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 251 | $8,049 | 6.124% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Forsyth County — not a rule of thumb.
From 6,592 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers