Mortgage lending in Nash County
2,288 mortgages were originated in Nash County, North Carolina, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,288
- Median rate
- 6.500%
- Median lender fees
- $6,412
- Median loan amount
- $205,000
- Median spread over APOR
- 0.144
- Paid discount points
- 38.9%
- Received lender credits
- 23.7%
- Purchases / refinances
- 56.9% / 27.9%
- Conventional / FHA / VA
- 60.9% / 25.3% / 12.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Nash County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| STATE EMPLOYEES' | 271 | $3,867 | 6.250% |
| Rocket Mortgage, LLC | 131 | $6,078 | 6.500% |
| Southern Bank and Trust Company | 117 | — | 7.500% |
| VELOCIO MORTGAGE L.L.C. | 98 | $8,567 | 3.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 97 | $8,989 | 6.250% |
| LOWER, LLC | 96 | $6,053 | 6.375% |
| DHI MORTGAGE COMPANY, LTD. | 71 | $7,458 | 4.990% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Nash County — not a rule of thumb.
From 1,640 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers