Mortgage lending in Carroll County
1,914 mortgages were originated in Carroll County, New Hampshire, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,914
- Median rate
- 6.924%
- Median lender fees
- $4,370
- Median loan amount
- $275,000
- Median spread over APOR
- 0.273
- Paid discount points
- 25.4%
- Received lender credits
- 20.5%
- Purchases / refinances
- 42.8% / 30.5%
- Conventional / FHA / VA
- 89.7% / 5.3% / 4.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $546,250
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Carroll County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Meredith Village Savings Bank | 188 | $3,733 | 7.250% |
| Citizens Bank, National Association | 166 | — | 7.150% |
| CMG MORTGAGE, INC. | 137 | $4,382 | 6.750% |
| Rocket Mortgage, LLC | 111 | $4,905 | 6.875% |
| The Camden National Bank | 99 | — | 6.990% |
| LIGHTHOUSE FEDERAL CREDIT UNION | 70 | — | 7.250% |
| TD Bank, National Association | 61 | — | 7.540% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 54 | $5,716 | 6.625% |
What lenders charged here
Lender fees on a $275,000 loan, based on what was actually charged in Carroll County — not a rule of thumb.
From 1,206 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers