Mortgage lending in Cheshire County
1,607 mortgages were originated in Cheshire County, New Hampshire, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,607
- Median rate
- 6.750%
- Median lender fees
- $4,410
- Median loan amount
- $245,000
- Median spread over APOR
- 0.316
- Paid discount points
- 31.8%
- Received lender credits
- 18.8%
- Purchases / refinances
- 46.9% / 30.8%
- Conventional / FHA / VA
- 78.5% / 11.6% / 8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Cheshire County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CMG MORTGAGE, INC. | 194 | $4,266 | 6.625% |
| Rocket Mortgage, LLC | 133 | $5,828 | 6.625% |
| Service Federal Credit Union | 127 | — | 6.490% |
| TD Bank, National Association | 81 | — | 7.540% |
| Manufacturers and Traders Trust Company | 68 | — | 5.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 66 | $6,196 | 6.412% |
| Mascoma Bank | 52 | — | 6.990% |
| Citizens Bank, National Association | 51 | — | 7.650% |
What lenders charged here
Lender fees on a $245,000 loan, based on what was actually charged in Cheshire County — not a rule of thumb.
From 1,126 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers