Mortgage lending in Burlington County
11,791 mortgages were originated in Burlington County, New Jersey, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 11,791
- Median rate
- 6.750%
- Median lender fees
- $6,059
- Median loan amount
- $255,000
- Median spread over APOR
- 0.321
- Paid discount points
- 33.6%
- Received lender credits
- 21.2%
- Purchases / refinances
- 43.3% / 33.8%
- Conventional / FHA / VA
- 79.9% / 12.8% / 7.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $630,200
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Burlington County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 841 | $5,238 | 6.625% |
| POLICE & FIRE | 564 | — | 6.240% |
| Citizens Bank, National Association | 504 | — | 7.400% |
| TD Bank, National Association | 433 | $99 | 7.540% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 400 | $11,082 | 6.125% |
| CROSSCOUNTRY MORTGAGE, INC. | 366 | $8,245 | 6.750% |
| PNC Bank, National Association | 336 | — | 8.170% |
| NFM, INC. | 297 | $6,413 | 6.625% |
| GUARANTEED RATE, INC. | 266 | $6,326 | 6.575% |
| Wilmington Savings Fund Society, FSB | 258 | $2,697 | 7.250% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Burlington County — not a rule of thumb.
From 7,983 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers