Mortgage lending in Lehigh County
7,771 mortgages were originated in Lehigh County, Pennsylvania, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,771
- Median rate
- 6.750%
- Median lender fees
- $5,954
- Median loan amount
- $215,000
- Median spread over APOR
- 0.367
- Paid discount points
- 29.5%
- Received lender credits
- 19.8%
- Purchases / refinances
- 47.4% / 29.7%
- Conventional / FHA / VA
- 84.8% / 12.3% / 2.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Lehigh County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 442 | $5,532 | 6.875% |
| Embassy Bank For The Lehigh Valley | 395 | — | 6.250% |
| CROSSCOUNTRY MORTGAGE, INC. | 392 | $8,269 | 6.750% |
| First Commonwealth Federal Credit Union | 336 | — | 7.240% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 330 | $9,355 | 6.374% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 260 | — | — |
| PNC Bank, National Association | 188 | — | 7.900% |
| PENNYMAC LOAN SERVICES, LLC | 177 | $6,742 | 6.499% |
| Prosperity Home Mortgage, LLC | 169 | $6,790 | 6.625% |
| GUILD MORTGAGE COMPANY | 160 | $6,235 | 6.625% |
What lenders charged here
Lender fees on a $215,000 loan, based on what was actually charged in Lehigh County — not a rule of thumb.
From 4,981 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers