Mortgage lending in Blount County
4,181 mortgages were originated in Blount County, Tennessee, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,181
- Median rate
- 6.625%
- Median lender fees
- $6,537
- Median loan amount
- $255,000
- Median spread over APOR
- 0.230
- Paid discount points
- 40.2%
- Received lender credits
- 22.5%
- Purchases / refinances
- 49.9% / 32.9%
- Conventional / FHA / VA
- 73.4% / 14.1% / 11.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Blount County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 289 | $6,357 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 258 | $9,435 | 6.125% |
| MORTGAGE INVESTORS GROUP, INC. | 238 | $6,168 | 6.625% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | 166 | — | 5.990% |
| Y-12 Federal Credit Union | 151 | — | 7.250% |
| Regions Bank | 123 | $1,270 | 6.125% |
| DHI MORTGAGE COMPANY, LTD. | 114 | $2,861 | 6.375% |
| MOVEMENT MORTGAGE, LLC | 113 | $6,693 | 6.562% |
| ORNL | 105 | — | 7.500% |
| First Horizon Bank | 97 | — | 7.250% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Blount County — not a rule of thumb.
From 2,869 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers