Mortgage lending in Sevier County
3,413 mortgages were originated in Sevier County, Tennessee, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,413
- Median rate
- 6.875%
- Median lender fees
- $6,858
- Median loan amount
- $325,000
- Median spread over APOR
- 0.369
- Paid discount points
- 35.8%
- Received lender credits
- 20.3%
- Purchases / refinances
- 59% / 28.9%
- Conventional / FHA / VA
- 83.4% / 9.4% / 6.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 60.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Sevier County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 240 | $6,508 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 190 | $9,868 | 6.862% |
| MOVEMENT MORTGAGE, LLC | 166 | $7,546 | 7.125% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | 118 | — | 5.740% |
| FirstBank | 107 | $6,624 | 6.875% |
| MORTGAGE INVESTORS GROUP, INC. | 93 | $6,729 | 6.625% |
| DHI MORTGAGE COMPANY, LTD. | 93 | $2,765 | 6.375% |
| PENNYMAC LOAN SERVICES, LLC | 89 | $10,080 | 6.375% |
| SmartBank | 74 | — | 7.500% |
| CROSSCOUNTRY MORTGAGE, INC. | 70 | — | 6.875% |
What lenders charged here
Lender fees on a $325,000 loan, based on what was actually charged in Sevier County — not a rule of thumb.
From 2,080 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers