Mortgage lending in Mason County
2,084 mortgages were originated in Mason County, Washington, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,084
- Median rate
- 6.750%
- Median lender fees
- $6,744
- Median loan amount
- $305,000
- Median spread over APOR
- 0.336
- Paid discount points
- 47.1%
- Received lender credits
- 23.6%
- Purchases / refinances
- 52.4% / 32.1%
- Conventional / FHA / VA
- 66.6% / 16.3% / 17%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Mason County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| GUILD MORTGAGE COMPANY | 175 | $8,148 | 6.625% |
| Rocket Mortgage, LLC | 166 | $5,235 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 139 | $8,895 | 6.125% |
| MOVEMENT MORTGAGE, LLC | 103 | $8,676 | 6.750% |
| Boeing Employees Credit Union | 76 | — | 6.375% |
| CROSSCOUNTRY MORTGAGE, INC. | 71 | $8,493 | 6.575% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 58 | — | — |
| Navy Federal Credit Union | 58 | — | 6.688% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 55 | — | 7.240% |
What lenders charged here
Lender fees on a $305,000 loan, based on what was actually charged in Mason County — not a rule of thumb.
From 1,632 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers