Mortgage lending in Brown County
7,322 mortgages were originated in Brown County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,322
- Median rate
- 6.500%
- Median lender fees
- $2,610
- Median loan amount
- $195,000
- Median spread over APOR
- 0.126
- Paid discount points
- 15.3%
- Received lender credits
- 18.6%
- Purchases / refinances
- 41.6% / 32.4%
- Conventional / FHA / VA
- 90.5% / 4.7% / 4.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Brown County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CAPITAL Credit Union | 827 | $985 | 6.250% |
| FOX COMMUNITIES Credit Union | 759 | $598 | 6.490% |
| Associated Bank, National Association | 542 | $2,443 | 6.875% |
| Community First | 537 | $463 | 5.490% |
| Nicolet National Bank | 472 | $3,270 | 7.181% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 318 | $4,113 | 6.499% |
| FIRST COLONY MORTGAGE CORPORATION | 240 | $5,782 | 6.375% |
| PCM Credit Union | 232 | $441 | 5.990% |
| Johnson Financial Group | 225 | $2,358 | 7.000% |
| Rocket Mortgage, LLC | 218 | $4,808 | 6.875% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Brown County — not a rule of thumb.
From 5,116 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers