Mortgage lending in Kenosha County
4,043 mortgages were originated in Kenosha County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,043
- Median rate
- 6.875%
- Median lender fees
- $3,286
- Median loan amount
- $185,000
- Median spread over APOR
- 0.280
- Paid discount points
- 27%
- Received lender credits
- 21.7%
- Purchases / refinances
- 40.3% / 34.5%
- Conventional / FHA / VA
- 84.8% / 8.5% / 6.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Kenosha County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| EDUCATORS CREDIT UNION | 399 | $471 | 6.950% |
| Johnson Financial Group | 251 | $2,157 | 7.000% |
| Rocket Mortgage, LLC | 210 | $5,363 | 6.875% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 187 | $6,227 | 6.625% |
| TRUSTONE FINANCIAL CREDIT UNION | 185 | $242 | 7.250% |
| GATEWAY MORTGAGE CORPORATION | 182 | $2,762 | 6.625% |
| JPMorgan Chase Bank, National Association | 102 | $2,902 | 6.625% |
| BMO Bank National Association | 94 | — | 8.280% |
| Bank Five Nine | 94 | $3,475 | 6.500% |
| Fairway Independent Mortgage Corporation | 92 | $4,293 | 6.750% |
What lenders charged here
Lender fees on a $185,000 loan, based on what was actually charged in Kenosha County — not a rule of thumb.
From 2,647 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers