Mortgage lending in Milwaukee County
19,382 mortgages were originated in Milwaukee County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 19,382
- Median rate
- 6.750%
- Median lender fees
- $3,073
- Median loan amount
- $175,000
- Median spread over APOR
- 0.160
- Paid discount points
- 22.3%
- Received lender credits
- 24.9%
- Purchases / refinances
- 45.9% / 31.9%
- Conventional / FHA / VA
- 88.4% / 8% / 3.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 58.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Milwaukee County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Landmark Credit Union | 2,165 | $2,185 | 6.500% |
| University of Wisconsin Credit Union | 1,574 | $2,717 | 6.625% |
| Summit Credit Union | 1,119 | $2,329 | 7.000% |
| EDUCATORS CREDIT UNION | 1,094 | $546 | 6.875% |
| Rocket Mortgage, LLC | 773 | $5,373 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 564 | $5,062 | 6.599% |
| Associated Bank, National Association | 554 | $2,470 | 6.625% |
| Fairway Independent Mortgage Corporation | 533 | $4,643 | 6.750% |
| BMO Bank National Association | 526 | $3,258 | 8.130% |
| Ixonia Bank | 388 | $3,645 | 6.750% |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Milwaukee County — not a rule of thumb.
From 11,417 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers