Mortgage lending in Outagamie County
5,623 mortgages were originated in Outagamie County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,623
- Median rate
- 6.490%
- Median lender fees
- $2,509
- Median loan amount
- $195,000
- Median spread over APOR
- 0.058
- Paid discount points
- 16.5%
- Received lender credits
- 13.8%
- Purchases / refinances
- 44.7% / 31.2%
- Conventional / FHA / VA
- 90.2% / 5.1% / 4.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Outagamie County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Community First | 1,085 | $468 | 5.490% |
| FOX COMMUNITIES Credit Union | 651 | $671 | 6.450% |
| CAPITAL Credit Union | 384 | $1,674 | 6.125% |
| Nicolet National Bank | 221 | $2,866 | 7.250% |
| Rocket Mortgage, LLC | 173 | $6,032 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 170 | $3,888 | 6.499% |
| Associated Bank, National Association | 169 | $2,465 | 6.875% |
| COVANTAGE CREDIT UNION | 132 | $2,319 | 6.500% |
| Fairway Independent Mortgage Corporation | 111 | $5,403 | 6.625% |
| Johnson Financial Group | 109 | $2,061 | 6.750% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Outagamie County — not a rule of thumb.
From 4,154 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers