Mortgage lending in Autauga County
1,612 mortgages were originated in Autauga County, Alabama, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,612
- Median rate
- 6.500%
- Median lender fees
- $5,475
- Median loan amount
- $195,000
- Median spread over APOR
- 0.262
- Paid discount points
- 39.7%
- Received lender credits
- 24.3%
- Purchases / refinances
- 53.1% / 33.3%
- Conventional / FHA / VA
- 59.6% / 16% / 23.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Autauga County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| MAX Credit Union | 123 | — | 4.500% |
| GUILD MORTGAGE COMPANY | 119 | $6,009 | 6.495% |
| Trustmark National Bank | 118 | $4,771 | 6.500% |
| Rocket Mortgage, LLC | 91 | $5,050 | 6.490% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 74 | $5,651 | 6.125% |
| Regions Bank | 67 | — | 6.625% |
| CROSSCOUNTRY MORTGAGE, INC. | 64 | $7,870 | 6.575% |
| Renasant Bank | 58 | $7,890 | 6.563% |
| River Bank & Trust | 57 | — | 5.990% |
| Guardian Credit Union | 52 | — | 7.250% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Autauga County — not a rule of thumb.
From 1,159 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers