Mortgage lending in Sussex County
9,159 mortgages were originated in Sussex County, Delaware, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,159
- Median rate
- 6.625%
- Median lender fees
- $6,446
- Median loan amount
- $295,000
- Median spread over APOR
- 0.261
- Paid discount points
- 42%
- Received lender credits
- 22.9%
- Purchases / refinances
- 60.4% / 24.4%
- Conventional / FHA / VA
- 81.7% / 11.5% / 6.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Sussex County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| NVR Mortgage Finance, Inc. | 648 | $5,633 | 6.625% |
| Rocket Mortgage, LLC | 569 | $5,106 | 6.750% |
| Loandepot.Com, LLC | 336 | $4,767 | 6.875% |
| Manufacturers and Traders Trust Company | 312 | $5,622 | 5.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 292 | $9,968 | 6.124% |
| Citizens Bank, National Association | 261 | — | 7.400% |
| CMG MORTGAGE, INC. | 260 | $5,650 | 6.750% |
| PNC Bank, National Association | 255 | — | 7.490% |
| Wilmington Savings Fund Society, FSB | 247 | — | 7.250% |
| LENNAR MORTGAGE, LLC | 229 | $6,683 | 6.625% |
What lenders charged here
Lender fees on a $295,000 loan, based on what was actually charged in Sussex County — not a rule of thumb.
From 6,864 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers