Mortgage lending in Catoosa County
1,821 mortgages were originated in Catoosa County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,821
- Median rate
- 6.625%
- Median lender fees
- $6,059
- Median loan amount
- $205,000
- Median spread over APOR
- 0.390
- Paid discount points
- 43.3%
- Received lender credits
- 20.9%
- Purchases / refinances
- 49.9% / 32%
- Conventional / FHA / VA
- 68.1% / 21.1% / 10%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Catoosa County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 158 | $5,109 | 6.750% |
| TENNESSEE VALLEY FCU | 146 | $4,786 | 6.375% |
| MOVEMENT MORTGAGE, LLC | 85 | $6,455 | 6.625% |
| FirstBank | 71 | — | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 70 | $7,168 | 6.101% |
| UNION HOME MORTGAGE CORP. | 69 | $7,352 | 6.500% |
| Regions Bank | 68 | — | 4.990% |
| SUMMIT FUNDING, INC. | 62 | $9,958 | 6.875% |
| CMG MORTGAGE, INC. | 62 | $8,433 | 6.625% |
| Builtwell Bank | 53 | — | — |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Catoosa County — not a rule of thumb.
From 1,361 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers