Mortgage lending in Coweta County
4,177 mortgages were originated in Coweta County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,177
- Median rate
- 6.625%
- Median lender fees
- $6,683
- Median loan amount
- $285,000
- Median spread over APOR
- 0.242
- Paid discount points
- 45.9%
- Received lender credits
- 26.9%
- Purchases / refinances
- 52.2% / 29%
- Conventional / FHA / VA
- 70.3% / 17.6% / 11.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $718,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Coweta County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 348 | $5,544 | 6.875% |
| DELTA COMMUNITY CREDIT UNION | 302 | $4,094 | 7.250% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 228 | $9,270 | 6.104% |
| GUILD MORTGAGE COMPANY | 126 | $9,812 | 6.250% |
| Ameris Bank | 122 | $8,251 | 6.375% |
| Fairway Independent Mortgage Corporation | 114 | $7,357 | 6.500% |
| Loandepot.Com, LLC | 104 | $6,488 | 6.625% |
| EVERETT FINANCIAL, INC. | 90 | $11,046 | 6.688% |
| Navy Federal Credit Union | 89 | $325 | 8.500% |
| PENNYMAC LOAN SERVICES, LLC | 86 | $4,500 | 6.562% |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in Coweta County — not a rule of thumb.
From 3,256 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers