Mortgage lending in Douglas County
3,400 mortgages were originated in Douglas County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,400
- Median rate
- 6.500%
- Median lender fees
- $7,867
- Median loan amount
- $255,000
- Median spread over APOR
- 0.380
- Paid discount points
- 51.1%
- Received lender credits
- 29.5%
- Purchases / refinances
- 54.2% / 31.6%
- Conventional / FHA / VA
- 53.8% / 32.4% / 13.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 82.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $718,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Douglas County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 394 | $5,663 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 265 | $11,551 | 6.125% |
| Navy Federal Credit Union | 111 | $687 | 8.750% |
| FREEDOM MORTGAGE CORPORATION | 93 | $7,237 | 6.250% |
| TRAILBLAZER MORTGAGE L.L.C. | 88 | $9,717 | 4.990% |
| PENNYMAC LOAN SERVICES, LLC | 85 | $6,959 | 6.499% |
| Ameris Bank | 75 | $7,413 | 6.375% |
| Loandepot.Com, LLC | 72 | $7,624 | 6.600% |
| CROSSCOUNTRY MORTGAGE, INC. | 62 | — | 6.600% |
| Regions Bank | 60 | — | 6.750% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Douglas County — not a rule of thumb.
From 2,806 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers