Mortgage lending in Pottawattamie County
2,568 mortgages were originated in Pottawattamie County, Iowa, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,568
- Median rate
- 6.750%
- Median lender fees
- $3,573
- Median loan amount
- $155,000
- Median spread over APOR
- 0.425
- Paid discount points
- 27.9%
- Received lender credits
- 17.8%
- Purchases / refinances
- 52.7% / 28.2%
- Conventional / FHA / VA
- 78% / 13.4% / 7.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Pottawattamie County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CENTRIS | 160 | $584 | 6.500% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 152 | $3,940 | 6.875% |
| VERIDIAN CREDIT UNION | 151 | $1,807 | 6.500% |
| First National Bank of Omaha | 149 | $3,443 | 6.990% |
| Rocket Mortgage, LLC | 123 | $5,662 | 6.500% |
| U.S. Bank National Association | 112 | $2,662 | 7.850% |
| CMG MORTGAGE, INC. | 107 | $5,543 | 6.750% |
| American National Bank | 107 | $2,871 | 6.995% |
| FLAT BRANCH MORTGAGE, INC. | 84 | $3,998 | 6.625% |
| Glenwood State Bank | 68 | — | — |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in Pottawattamie County — not a rule of thumb.
From 1,623 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers