Mortgage lending in Warrick County
1,789 mortgages were originated in Warrick County, Indiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,789
- Median rate
- 6.625%
- Median lender fees
- $3,067
- Median loan amount
- $195,000
- Median spread over APOR
- 0.299
- Paid discount points
- 23.5%
- Received lender credits
- 19.2%
- Purchases / refinances
- 49.4% / 34.2%
- Conventional / FHA / VA
- 80.2% / 11.4% / 6.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Warrick County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Liberty | 314 | $2,590 | 6.875% |
| Heritage Federal Credit Union | 188 | $499 | 7.250% |
| MORTGAGE MASTERS OF INDIANA, INC. | 187 | $3,727 | 6.500% |
| Old National Bank | 103 | — | 6.100% |
| LNB COMMUNITY BANK | 101 | — | — |
| Fifth Third Bank, National Association | 79 | — | 7.500% |
| German American Bank | 72 | — | — |
| Rocket Mortgage, LLC | 67 | $4,600 | 6.625% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Warrick County — not a rule of thumb.
From 1,295 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers