Mortgage lending in Wyandotte County
3,239 mortgages were originated in Wyandotte County, Kansas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,239
- Median rate
- 6.750%
- Median lender fees
- $3,818
- Median loan amount
- $175,000
- Median spread over APOR
- 0.405
- Paid discount points
- 35%
- Received lender credits
- 21.8%
- Purchases / refinances
- 55% / 29%
- Conventional / FHA / VA
- 77.1% / 16.6% / 6.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Wyandotte County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| COMMUNITYAMERICA CREDIT UNION | 270 | $3,019 | 6.500% |
| Rocket Mortgage, LLC | 219 | $5,698 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 174 | $6,787 | 6.625% |
| Fairway Independent Mortgage Corporation | 91 | $4,148 | 6.750% |
| Capitol Federal Savings Bank | 87 | — | — |
| Kiavi Funding, Inc. | 83 | — | 10.450% |
| GUILD MORTGAGE COMPANY | 78 | $3,805 | 6.625% |
| U.S. Bank National Association | 73 | — | 7.625% |
| BOKF, National Association | 69 | $3,529 | 6.875% |
| First State Bank of St. Charles, Missouri | 65 | $3,295 | 6.375% |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Wyandotte County — not a rule of thumb.
From 2,295 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers