Mortgage lending in Calcasieu Parish
2,826 mortgages were originated in Calcasieu Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,826
- Median rate
- 6.625%
- Median lender fees
- $5,663
- Median loan amount
- $175,000
- Median spread over APOR
- 0.447
- Paid discount points
- 38.3%
- Received lender credits
- 18.4%
- Purchases / refinances
- 63.4% / 28.2%
- Conventional / FHA / VA
- 64.2% / 24.1% / 8.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Calcasieu Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 187 | $7,620 | 6.400% |
| Rocket Mortgage, LLC | 161 | $5,500 | 6.750% |
| FIDELITY BANK | 157 | $5,708 | 6.590% |
| First Federal Bank of Louisiana | 110 | — | — |
| LOWER, LLC | 98 | $5,979 | 6.625% |
| CSE Federal Credit Union | 91 | — | — |
| DSLD MORTGAGE, LLC | 84 | $4,128 | 5.500% |
| DHI MORTGAGE COMPANY, LTD. | 74 | $6,769 | 4.990% |
| JPMorgan Chase Bank, National Association | 74 | $3,153 | 6.625% |
| GMFS LLC | 70 | $4,232 | 6.500% |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Calcasieu Parish — not a rule of thumb.
From 1,981 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers